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TERMS AND CONDITIONS

Terms & Conditions

1. Eligibility Criteria:
  • AnhAoVang provides loans exclusively to iPhone 12 and iPhone 15 users without requiring any physical collateral.
2. Documentation Requirement:
  • Customers must submit the following documents:

✔️ Front photo of their ID (cross for AnhAoVang)

✔️ About image of their iPhone (not a screenshot, to show the screen condition)

✔️ Screenshot of iPhone’s Battery Health

3. Loan Quotation:
  • AnhAoVang will generate a loan quotation based on the condition of the customer’s iPhone.
4. Loan Application Process:
  • Customers must register as a member and submit the loan application on the AnhAoVang website after agreeing to the loan quotation.
5. Agreement to Terms:
  • Upon submission of the loan application, customers are bound to agree to all of AnhAoVang’s terms and conditions without the possibility of future amendments.
6. Apple ID Management:
  • Customers must log out of their Apple ID and log in to the AnhAoVang Apple ID provided to them during the loan application process.
7. Verification Procedure:
  • Customers must adhere to AnhAoVang’s entire verification procedure to ensure that the iPhone’s conditions provided by customers are accurate before loan approval.
8. Locking of iPhone:
  • Once the loan is approved, customers’ iPhones will be restricted from logging out of the AnhAoVang Apple ID until the loan repayment is completed.
9. Late Payment Charges:
  • A late fee of RM10 will be imposed on customers for each day of overdue payment until the overdue amount is settled.
10. iPhone Lockdown:
  • AnhAoVang reserves the right to fully lock customers’ iPhones if repayment is overdue for 7 days after loan disbursement.
11. Unlocking Procedure:
  • Customers must make full payment of the loan balance, including late fees, to unlock their iPhones.
12. Apple ID Restoration:
  • After loan repayment or full payment, AnhAoVang will enable customers to log out of the AnhAoVang Apple ID and log back in with their own Apple ID.

At ANH AO VANG, we pride ourselves on delivering top-notch services in the realm of phone buying and selling, supply term phones, and iCloud loans. 

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